Morningstar, Inc. and its affiliates (collectively, “Morningstar”) are committed to keeping your personal information safe. This Privacy Statement describes how we use personal information, with whom we may share it, how we keep it secure, and your rights relating to your personal information.
This Privacy Statement applies to Morningstar users and customers (or “you”) who use, order, register or interact with any product or service from any Morningstar business. This includes customers and subscribers, product users, site visitors, and event attendees.
Morningstar offers a wide range of products and services throughout the world and may use your information in different ways. Please read the product-specific details in an applicable product privacy statement, which you can find here. Certain Morningstar affiliates may also have a jurisdiction-specific privacy statement. To learn more, click here. In the event of a conflict between the terms of this Privacy Statement and a product- or jurisdiction-specific privacy statement, the product- or jurisdiction-specific terms will take precedence.
Morningstar collects your personal information through your interactions with us or from third party sources. Specifically, we collect your information when:
- You use, purchase or subscribe to our products or services.
- You interact with us, including when you ask us for support, attend one of our events or otherwise contact us.
We may also collect information about you from third parties, including:
- Your employer, organization or other third party who arranges access to our products and services for you.
- Our partners and other service providers who work with us to provide you with our products or services. For example, with your consent, we may receive your information from your bank or other financial institutions.
- Your financial advisor, who may give us personal information about you when they use our products or services.
- Other publicly available sources.
The types of personal information we collect depend on your interactions with us and may include the following:
- Name and contact information.玄猫价格 Your first and last name, email address, postal address, phone number and other contact information.
- Account credentials.玄猫价格 Your user ID, password, password hints and other similar security information used to authenticate your account.
- Demographic information.玄猫价格 Your age, sex, geographic location and preferred language.
- Payment details.玄猫价格 Your bank account information, credit card number, and other information used to process payments.
- Subscription and usage information.玄猫价格 Information about the products or services you subscribe to and how you use them, including preferences, browsing history and help information.
- Device and network information.玄猫价格 Information about your device, such as IP address, location or internet service provider.
- Financial and portfolio information.玄猫价格 Information about your finances, portfolio and transactions.
- Audio or video information.玄猫价格 If you visit a Morningstar location or participate in a Morningstar event, Morningstar may record your image or voice.
- User content.玄猫价格 Your files or other information you upload to our products or services.
How Morningstar uses your information depends on the product and service that you use and your relationship with us. We use personal information as permitted under applicable law, as you request or consent to, and for the following purposes:
- Provide our products and services, including to verify your identity, personalize the content you receive, create and administer your account and send important account and product update information.
- Provide you content or offers of content from third parties that you request.
- Provide you customer service, technical and product support.
- Provide you with marketing or targeted third-party advertisements.
- Conduct research and develop, improve, test and enhance the features and functions of our products and services.
- Protect your, our, or third parties' networks, systems, property, or physical safety.
- Comply with requests from regulatory agencies, law enforcement and other public and government authorities.
- Enforce our contracts, terms and conditions, or otherwise exercise our legal rights and to defend ourselves from claims and to comply with laws and regulations that apply to us or third parties with whom we work.
- Generate anonymous, aggregated data which we use for research and product development. We may publish or otherwise provide the results of our research aggregated data in our products and services
- Participate in any merger, acquisition or other corporate transaction.
- Meet our or third parties' audit and compliance requirements.
Morningstar shares your personal information with other Morningstar companies, our business partners, content providers, clients, service providers and other third parties with your consent or for the purposes disclosed above in this Privacy Statement.
Morningstar maintains a comprehensive information security program intended to keep your information safe. We have administrative, technical, physical and organizational measures in place to protect against unauthorized access to, or unauthorized alteration, disclosure, or destruction of personal information. The measures we use are appropriate to the nature, scope and purpose for which we use the personal information we collect.
Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided.
Morningstar companies, its operations, workforce and service providers are located throughout the world. Depending on how you interact with us, your personal information may be handled, stored, accessed from, or transferred to different countries. Whenever we transfer personal information to different countries, we take steps to ensure that the personal information we transfer receives adequate protection in the jurisdictions that we handle or store it.
If you have additional questions about how we protect your information, please Contact Us.
Your rights may differ based upon your residency. Morningstar is a global company and certain local privacy laws may apply to you depending on your jurisdiction of residence. For example, if you are a resident of the European Economic Union, your personal information will be handled in accordance with EU Regulation 2016/679 pertaining to the General Data Protection Regulation.
We invite you to visit jurisdiction-specific privacy statements set out on Morningstar's local websites.
Certain jurisdictions provide their residents rights to access, correct, restrict the sale of, or erase personal information. These rights are not absolute, and they don't always apply in all cases.
If applicable, you can send us a personal data access request to exercise your rights here. In response to a request, we'll ask you for additional information to verify your identity, and may ask that you provide further information to help us better fulfill your request. You can also make your personal data access request by calling us toll-free at +1 (888) 293-8609.
If you request that we erase your personal information and we process that request, we may still retain certain elements of your personal information as permitted by law, including to comply with legal, regulatory or our own policy requirements.
We won’t discriminate against our customers who choose to exercise their rights to access, control or delete their personal information. Some of our products and services, however, may require your personal information. If you choose not to provide your personal information, you may not be able to use those products or services.
The California Consumer Privacy Act (CCPA) requires that we list the categories of our customers’ personal information that we’ve sold or disclosed for business purposes in the last twelve (12) months.
- Sales玄猫价格: In the last twelve (12) months, one Morningstar affiliate, PitchBook Data, Inc. has sold personal data. You can find out more about PitchBook and its privacy practices here.
- Disclosures玄猫价格: In the last twelve (12) months, we've disclosed customer information to our services providers who are performing services for our benefit, with the consent of our customers, or as otherwise required by law (for example, if ordered by a court or regulatory agency).
For more information about the categories of personal information we've disclosed, who we've disclosed it to, and the reasons for disclosure, please Contact Us.
Nevada law gives Nevada consumers the right to request that a company not sell their personal information. If you are a Nevada consumer and wish to exercise this right, please submit your request here.
If you access our website to inquire about employment with a Morningstar company, we may collect the following personal information: your name, physical and email addresses, phone number(s), and any additional employment-related information that you choose to provide.
If you are submitting an employment application through our site, we may also collect your username and password.
We use this information to process and manage your application for employment with Morningstar. We may also use candidate personal information to fulfill reporting requirements as required by law.
Morningstar does not separately identify, or collect, any information that is specific to children.
- Morningstar Advisor Workstation
- Morningstar Office
- Morningstar Direct: Please contact us
- Morningstar ByAllAccounts
- Morningstar Investment Management Group:
- 玄猫价格DBRS Morningstar
Our business frequently changes, and we may need to update this statement to reflect those changes. When we make changes to this Privacy Statement, we’ll revise the “last updated” date at the top of this page. If we make material changes to this statement, we’ll notify you directly as required by law.
If you have concern, complaint, or question about how we handle your personal information, please contact us by using our web form, call us toll-free at +1?(888)?293-8609 or write us at the following mailing address:Morningstar, Inc.
22 W. Washington St.
Chicago, IL 60602
Attn: Chief Privacy Officer
To find the Morningstar contact in your country, please visit our list of office contacts.